solutions

Debt as Wages and Steve Jobs

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By Rebecca Dalmas

debts wagesI read this article here, about capitalism. The part where debt was used to allow for declining wages, as, according to the article, began in the 70’s here in America, shows how we perceptually revalue things, as an ability within each of us. In this case, in this article, the measure of earnings and money lending, used resources and labor and reconfigured it is such a way to allow greater amounts of money to accumulate into the hands of a few. No doubt, the law industry also benefitted from this, as schemes were ordered, constructed to support that change via that measure of using debt to pay wages.

And the media, as this was running full steam by the time we hit the 70’s , filled in the dreams of what one could do within taking out loans and building that home. All the while, as one is so occupied with the dream, the hope, the desire, that looking at how debt was being used to pay wages was not noticed. Were it , and perhaps there was the lone whistle blower that had no space to voice their concerns, as the media was already owned by those who had accumulated enough wealth to construct lending structures that were a means of hiding lowering wages.

What is astounding is the obvious in all of this. This means that humans are the means to investigate form and ‘ pull on the stings of formation’ in time and space, and that no one human being can be more than another in this system, as all parts are needed to do what is a form that is devious by definition and presented as a false positive. Hence, no few can own anything that is the structural foundation of being a living person on this earth.

This reminds me of what Steve Jobs was quoted to have said towards the very end of his life. He said that what he owned and the power he had were meaningless. These were things he could not take with him. It was the connection to others, that was the value. Hence he realized the value was being, was living, was being present here. He realized that this game that we have all accepted and allowed of winning power and things, is the illusion. And as we see, within the debt use of wage support and the slight of hand going on behind the racing to win a home ONLY,  is game we as a collective accept and allow that is not what is best for us. The consequence of this game, is that the debt is now the elephant in the room, and the laborers, the ones that are the parts that built this, are too expensive and can be replaced by automation, leaving fewer jobs. This leaves fewer possibilities for humans to realize their value, which is to interact with others and do what men can do, which is to come up with new ways of doing things, as a group, because this is how this is done, on this planet where resources cannot be owned unless it is believed to be a truth, when it is not. Steve Jobs makes this clear.

A basic income, a Living Income Guarantee , would be to realize that value Steve Jobs was talking about. Perhaps, he would still have discovered with the many others he discovered with, his discoveries would have happened, yet they would have happened in tandem with really living the value being life; meaning he would have had the time to discover and investigate and come up with new ways of doing things, and spend time enjoying his family and his community and the many values on this earth, as the plants and the animals, and the soils. Obviously, Steve jobs does not exist alone, he is a part of the whole. And, perhaps he is the consequence of what came before, birthed into existence as the sum of development that existed before him. This would mean that he is you , he is life in another form. If he is this, as this is how this works, this is a movement, in a way, that is a celebration of life. It is such a huge and great thing; it means that the value of creation is being and playing with what is formed and realizing in word and deed and thought,  that we create what is here, and it is all of us working together that is the value.

It is time to remove this pyramid scheme of inequality to life. It is time to realize that poverty is a crime against life. It is time to realize, in deed and systemic form that war is a crime, it is destructive as it is not transformative – it is not using what men can do  in constructive ways to create a world where life on this earth is dignified in and as the practice of realizing the value is being here, interacting with others, realizing their perspective to build awareness and to come up with new ways of doing things that improve and respect this physical manifestation of life. We can do this, we can stand together, as we have done, and stand as what is best for all. It is said that one cannot know what is outside of one’s awareness, yet the steps forward are visible, one needs only take that step to see the next. I mean, this is how this is done! Support a Living Income Guarantee. Time to create a systemic form that is the voice and structure of realizing the value is being life.

 

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Taking Leave may mean the End of your Job – Solutions?

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by Fidelis Spies

“It’s like a bachelor party for your career! Or having someone buying you dinner and then assume that means he’s owed sexual intercourse! Anyway, apparently telling people to take a vacation before they come to work for you is becoming a thing now.

Paid Leave Labor Vacation Living Income GuaranteedWriting this week in Slate, Will Oremus reports on this phenomenon, telling the tale of Jason Freedman, the CEO of a San Francisco-based commercial real estate search engine company called 42 floors. Freedman offers what he calls paid “pre-cations” to new hires, explaining, “It’s like, ‘Yeah, have a great time! And when you get back here, work your ass off.’” The point is, that sounds terrible.

As Oremus points out, we are already a vastly overworked nation. We put in considerably more hours than we did a generation ago — and most of us are doing it while facing what the New York Times last year called “flatlined” wages. A new study released last month revealed that Americans take only about half the vacation time they’re entitled to, missing out on the equivalent of “over 500 million” days off a year. Why? Because they’re afraid of repercussions, an anxiety reinforced by what MarketWatch notes is “company culture and lack of encouragement from management to take time off.” People are reluctant to take vacations for fear they’ll be revealed as expendable.”
See more at: http://www.salon.com/2014/10/01/the_pre_vacation_is_a_trap/

Well now, what a problem we have here. In the article above you can see how taking paid leave is something that most people simply cannot do, because it could mean the end of their job. Getting a job is a big problem in this world and when you do have a job you will do anything to keep it, because you need the money to survive in this world.

This gives employers power over the employees. There are many people looking for jobs, so if you are deemed replaceable you will simply be replaced. So if it means you have works your ass off every day and not take any leave then there is nothing you can do about it unless you risk getting fired. This leads to bad work situations and over worked, overstressed employees. This will only get worse unless something changes.

A solution that will end this fear and anxiety of losing a job if you take your leave which you are in fact entitled to would be the Living Income Guaranteed. This will give power to the employees and create a dignified work environment. With the minimum wage being double the Living income people will have enough money to live. This will stop the abuse of employees, because they could simply leave and find a better place to work so the employer will need to treat his employees with care to keep them working there.

Workers will feel supported and cared for by their employers, which will result in individuals that no longer feel pressured and enforced to only be a profit-making machine, but will feel happy and content to realize that their work is being truly remunerated and that their time and contribution to the corporation is being valued as the life-time investment it actually is. A well remunerated individual will create a happier and fulfilled society that is no longer afraid of not having sufficient money to feed their family, it will be the beginning of a new era of quality work that dignifies the lives of human beings that genuinely desire to improve their lifestyles.

 

LIG Inflation

 

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Living Income Guaranteed and the Rise of the Machine

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This will be an ongoing discussion wherein slowly but surely we will dissect the situation around the idea that the machine could be ‘the savior of mankind.’

Within this we have to first look at where we are with the machine as it exists now:

  • What is this machine?
  • What have we done with this machine?
  • How is this machine functioning in our current society?

Here let me give you a story…

About three years ago, one of the neighbors came and we were discussing things in general, he then mentioned an interesting event, a family member tendered for the engine block of one of the new Toyota models that were going to be produced. The specifications of the tender were that the block must last for a warranty period of five years. So in their diligence and commitment to get the tender, they engineered an engine block that would last 8 years. Obviously they were under the impression that if you produce something better than the specifications, your tender will probably receive a more positive view. Fascinatingly enough their tender was rejected, because it did not keep to the specification of a warranty of 5 years.

 

Now the engine block of a motorcar is engineered, produced and constructed by the machine, but who makes the machine that makes the engine block? That is the human and the human intent.
If we take this now to a broader view of many, many products that are available in stores, we’ll notice that many of them are produced by the machine. But regardless of being produced by the machine (which by the way ensures a greater level of perfection than when it is produced by the human) – in total disregard of this potential perfection, the human would design the machine to produce the goods to only last a limited period of time. This causes massive levels of consumption, placing massive pressure on resources and all in the name of creating a market flow which produces money and profit, which produces – according to our well-drilled brainwashed economists –a market economy that’s necessary to keep the world economy going.

 

And within this obviously, the competition that exists between the remaining few corporations in this game of monopoly, is to see ‘who can destroy who’ in price wars. It’s an economic war going on and at the end ‘only one shall remain’ – and the one that remains obviously will determine in the end the quality of the product produced. If the consumer has already been conditioned by the fact that nothing else is available but that which has a limited warranty, the corporation can keep producing the same product over and over again, knowing that it will fail within a particular period of time where the consumer will be addicted and adapted to have the product and thus must replace it by their own apparent ‘free choice’ — and so a market force is being created.

 

Is this really the purpose of ‘the Rise of the Machine’?
What is the machine replacing but the human labor point?
By replacing human labor what we have already seen is that many people lose their jobs and even those that remain employed, end up receiving lower incomes with only the few at the top receiving higher incomes. In this way it is ensured that those that do make the decisions, do not question the system; those that do not make the decisions have no choice, because otherwise they will have no job because of their diminished bargaining power in an economy with high unemployment.

So, a perfect slavery system exists – all in the name of the machine and the machine is blamed for it, instead of the human.

Certainly in a redesigned economy, the machine can play a significant role in perfecting the products available for the human race to use, perfecting the reduction of resources used in the production process, extending the life of the produced product as part of this perfection. Through this, allowing the human to benefit from their placement of the labor resource by ensuring that there is significant and enough Living income for each one to ensure that the product produced can be consumed but for mostly to ensure that the right to life is recognized as a human right, allowing the human to have more free time in which to develop their awareness to become more benevolent, less competitive and self-responsible. Those are the points which should be the outflow of the rise of the machine: a reduction in competition thus a reduction in conflict, a reduction in war and the development of quality production and sustainability, because the principles are understood as what is necessary to have an ecosystem that is effective and supportive in nourishing the human race as a whole. Unfortunately, this is yet to be considered.

You should watch the documentary

The Light Bulb Conspiracy to understand the nature of the problem: the problem is the human being, not the machine. The machine certainly can create and contribute to a society that brings vast levels of freedom to everyone and our society can develop a higher purpose for its existence. At the moment, we’re at the most basic part of our existence where there’s not even a Living Income, there’s not even a Living Income for everyone! While this could have been possible if this was introduced as the machine was rising but instead, those brutal enough to take advantage of the situation forced a play that caused a massive problem in the world, and now all the top people, the elite in the world has no idea how to practically solve the problem.

So the solution to the problem is not apparent, more radical steps are being considered. I would suggest that the real radical step is to realize that the mistake was made when labor was removed from the equation of the pricing of a product, and it was replaced by the labor of the machine, you cannot compare the two: the machine is actually an extension of human labor and therefore the human should be glorified through it, it found a better way to create more time. But now instead, those that do not fit into the economic model are forced to use all their time to find ways to survive – that is certainly not the way forward.

Investigate

Living Income Guaranteed, become part of the research. If your objective and your principle is like ours: to find a practical solution that is best for all that works for everyone and you can see that obviously that is the only way we will have a workable solution on earth, then join us. There is no way that an answer on Earth is going to come through an individual, it’s going to require a group, the group as humanity to work together, to bury the hatchet and to forgive each other and to move on and create a system that is best for all – there is no other solution possible. And to simply try and ‘find ways’ that do not involve an outcome that is best for all: is just a waste of time.

 

Equal Life Foundation Research Team

 

Living Income Guaranteed and the Rise of the Machine

Living Income Guaranteed and the Nationalization of Banks

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Banking in fact is a resource that is required by all citizens equally. If we look at what are resources that should be nationalized, the minimum guideline is that they are all the resources that are equally required by all citizens – this implies water, electricity, roads, transport systems, media, banking, etc. All of the stuff that is necessary for each one to have a decent life, and banking falls within this category.

Banking in a way has become so technological that it is no longer a major job creator; it is simply a management of funds. Therefore, if we nationalize the banks within the approach that with minimum wage one no longer allows personal debt to accumulate – because we will forgive all debt – and the banks facilitate points like building houses and facilitate the placement of motorcars that are debt based on capital investments, which are good for the economic growth – then we are looking here at a very stable banking sector. The profits that come from a minimal interest rate will be distributed according to what is required to facilitate the Living Income Guaranteed in its totality in a particular country.

 

The point of importance to note with the Living Income Guaranteed proposal is that personal tax will be abolished, but taxation in terms of transactions – which is a use tax, a per sales tax and value added tax – those types of taxes would be fair because it would be based on how much one uses the system and those taxes specifically would be accumulated to pay for the functions of government.

To facilitate a society that will stop abusing each other, there is an interesting point that will have to be considered and that is to move away from cash money to total digital money, because with total digital money one will reduce the propensity to deal outside the system and as such to take part in criminal activities. This will also bring an end to the current issues with protests and social dissidence where the problem is being approached from the starting point of demanding others to make the necessary changes, without proposing any agenda that can lead to a feasible practical solution.

 

Within the Living Income Guaranteed system the excuse of some wanting to deal with cash because of ‘not wanting to pay tax’ will become irrelevant. It’ll bring stability for the system because those that do pay tax on their services or their products bought will contribute to the tax resource that that will be collected by the banking sector. And so the financial system for the country will be very stable and the budget will be according to available money; and when necessary, pricing or tax will be adjusted for extra money and the governments will not be allowed to borrow money, so that these exorbitant amounts of interests that even go towards ‘unidentifiable parties’ paid for by the labor of the citizens, can finally be stopped.

With the Living Income Guaranteed system: governmental debt and national debt won’t exist, there is no need for it. Proper accounting, proper planning will prevent this and it is suggested that in the basic Constitution it is placed that: a government cannot make debt. And ‘not being able to make debt’ will also mean that the government will have to spend money on issues that are genuinely relevant where things like war will come to an end and the education, healthcare and all sectors that are relevant to the citizen is what will be considered in the budgets.

Obviously when somebody disagrees with such practical reasonable solutions, one must investigate what criminal activities they are participating in that they want to protect, so that they can have ‘more money’ when it is not necessary because: there is and will be sufficient for all.

 

Equal Life Foundation Research Team

 

Basic Income Guaranteed and the Nationalization of Banks